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Healthcare premiums – sticker shock for all

Numerous recent reports from private groups, as well as, government officials who have come out publically to say that some Americans will see their insurance bills at least double as the health care...

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Federal SHOP Exchanges Delayed until 2015?

A major provision in the Patient Protection and Affordable Care Act, a/k/a Federal Healthcare Reform Law (the “Law”), was the establishment of what will be known as the Small Business Health Options...

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Healthcare Reform – Full-time Employee under the Employer Shared...

Beginning January 2014, employers that generally employ 50 or more full-time employee equivalents will be subject to the Affordable Care Act provision known as the Employer Shared Responsibility.  If...

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What is the PPACA – Patient Protection and Affordable Care Act, a/k/a Federal...

Am I considered a small business employer or possibly a large business employer? How do I figure it out? What are the new fees that are part of the PPACA? What is “Play or Pay”? How will all these...

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Bloomberg Business Week Article: The New Healthcare, is it Cheaper?

In an article published by Bloomberg Business Week, “Obamacare Should Make Health Care Cheaper—Just Not Right Away”, writer Elizabeth Dwoskin writes: This week, the Society of Actuaries threw a wrench...

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An editorial on Healthcare Reform: “The Case Against Obamacare”

On a website which is contributed to and sponsored by the Republican Party, a/k/a Grand Old Party or GOP, there is an essay that contends that the Patient Protection and Affordable Care Act, commonly...

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ACA Federal Marketplace Online SHOP delayed until November 1, 2013

The Obama Administration has announced that it will delay the implementation of the SHOP (Small Business Health Options Program) until November 1, 2013.  The Marketplace is scheduled to open October 1,...

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Employment-Based Orientation Periods Cannot Exceed One Month for Purposes of...

Proposed Rules Clarify What Constitutes a ‘Reasonable and Bona Fide’ Orientation Period The Affordable Care Act prohibits group health plans from applying any waiting period that exceeds 90 days in...

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Proposed bill to eliminate maximum deductibles for small employer health plans

On April 1, 2014, Congress passed H.R. 4302, the “Protecting Access to Medicare Act of 2014.” Section 213 of the Act would eliminate the maximum deductible cap that health care reform placed on small...

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18 States Will Delay Employer Choice for Federally-Facilitated SHOPs Until 2016

The U.S. Department of Health and Human Services has released a list of states with a federally-facilitated SHOP (Small Business Health Options Program) which will not be implementing the “employer...

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